Wellington, West Palm Beach and Royal Palm Beach real estate and homes for sale in Florida - Jim Corbin, REALTOR® REALTOR® Logo - NUMBER1EXPERT NUMBER1EXPERT™ Logo
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Real Estate Tips
Financing Your Home >Home Buyers Education

As the number of mortgage lenders increases, competition forces lenders to get more creative in finding ways to lend people money. This often takes the form of giving homebuyers a "break" in the down payment. The downside of this approach is that statistically, the smaller the down payment, the more likely the borrower will default. Lenders have put together an education program to prevent delinquencies, which fills a much-needed gap in the increasingly complex world of home finance.

Home buyer education classes focus on a variety of money management topics, including all the costs connected with obtaining and owning a home. One lender got together with FANNIE MAE (a government-sponsored loan guarantor) to launch a 3 percent down payment loan which requires participation in this education course. Other lenders have shown a decline in the default rate with five percent loans that are associated with similar education courses.

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Real Estate Trivia
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What characteristics must a home have to be considered a prestigious property?

A 
Unique architectural design; Highly desirable location; celebrity status--owned by a well-known person.
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Jim Corbin, REALTOR®, real estate agent and broker for Wellington, West Palm Beach and Royal Palm Beach, Florida home listings, property and land for sale - NUMBER1EXPERT

Jim Corbin
Illustrated Properties Real Estate Inc.

11924 Forest Hill Blvd, #18
Wellington, FL 33414
561-798-2224: Direct Line
561-790-0529: Fax
Jim@JimCorbin.com

I champion anything I believe in wholeheartedly. This is never more true than in my real estate career. Combine my energy and determination to champion your buying or selling goals, and you have the formula that will lead you to sucess in your next move.

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